What is credit hero score?

As an AI language model, I don't have personal views, but here's some information on Credit Hero Score:

Credit Hero Score is a credit score that is designed to help people understand their creditworthiness and provide them with tips on how to improve their scores. It's developed by Credit Heroes, a fintech company that helps people get on the right track of financial stability by using AI tools to monitor and repair their credit.

The Credit Hero Score ranges from 300 to 850, with a score of 700 or higher considered good. The score is calculated based on several factors, including payment history, credit utilization, length of credit history, types of credit, and recent credit inquiries.

Credit Heroes provides access to Credit Hero Score for free, and you can get it by creating a Credit Heroes account and linking your credit report. The report refreshes every 7 days, giving you the chance to monitor your score's progress over time.

Overall, having a good Credit Hero Score indicates that you're a responsible borrower and could qualify for lower interest rates on loans, mortgages, and credit cards. However, it is essentail to note that different institutions have different credit rating systems and importance laid on different factors.